Credit
Credit may refer to:
Credit - Wikipedia
How the careless errors of credit reporting agencies are ruining people’s lives
Their files are full of obvious mistakes that the companies are in no rush to correct.
Raw Video: Men Place Card Skimmer on ATM Store Machine!
Watch as three men distract the store clerk and place card (reader) skimmer on ATM Point-of-Sale Machine. Lea...
BBC Capital - How the attacks in Paris might change Islamic banking
Will the atrocities in France change the future for Sharia-compliant banking?
The unthinkable is being thought about - Banks are seriously discussing negative interest rates for consumers
The concept of earning interest on money in the bank is so deeply ingrained into economic life that few people even know that the opposite can happen too: Banks can take a percentage of cash from your...
This brilliant pyramid outlines the 6 steps to financial success
You may have heard of the hierarchy of needs ... but what about the hierarchy of FIRE? It's the ranking of primary human needs for psychological well-being as described by American psychologist Abraha...
Petty Cash Accounting (Impressed Petty Cash System, Detailed Accounting Example)
Accounting for petty cash for paying miscellaneous company expenses which would be impratical to pay by check (employees are paid back from the petty cash fu...
Quantum Physics Can Fight Fraud By Making Card Verification Unspoofable
Decades of data security research have brought us highly reliable, standardized tools for common tasks such as digital signatures and encryption. But hackers are constantly working to crack data secur...
How to Get Into the 800+ Credit Score Club
Considering the influence credit scores have on almost every aspect of our financial lives, it's not surprising that so many people want to improve their credit score -- some even aiming for that perf...
Credit card
A credit card is a payment card issued to users as a system of payment. It allows the cardholder to pay for goods and services based on the holder's promise to pay for them. The issuer of the card cre...
Credit card - Wikipedia
Credit union
A credit union is a member-owned financial cooperative, democratically controlled by its members, and operated for the purpose of promoting thrift, providing credit at competitive rates, and providing...
Credit union - Wikipedia
Interest rate
An interest rate is the rate at which interest is paid by borrowers (debtors) for the use of money that they borrow from lenders (creditors). Specifically, the interest rate is a percentage of princip...
Microfinance
Microfinance is a source of financial services for entrepreneurs and small businesses lacking access to banking and related services. The two main mechanisms for the delivery of financial services to ...
Microfinance - Wikipedia
Credit rating agency
A credit rating agency (CRA, also called a ratings service) is a company that assigns credit ratings, which rate a debtor's ability to pay back debt by making timely interest payments and the likeliho...
Closed-end credit
Closed-end credit is a type of credit that should be repaid in full amount by the end of the term, by a specified date. The repayment includes all the interests and financial charges agreed at the sig...
Contractum trinius
A contractum trinius refers to Christian finance. It was a set of contracts devised by European bankers and merchants in the Middle Ages as a method of circumventing canon law edicts prohibiting usury...
BBC Capital - How the attacks in Paris might change Islamic banking
Will the atrocities in France change the future for Sharia-compliant banking?
Peer-to-peer lending
Peer-to-peer lending commonly abbreviated as P2PL is the practice of lending money to unrelated individuals, or "peers", without going through a traditional financial intermediary such as a bank or ot...
Liquidity crisis
In financial economics, a liquidity crisis refers to an acute shortage (or "drying up") of liquidity. Liquidity is a catch-all term that may refer to several different yet closely related concepts. Am...
This brilliant pyramid outlines the 6 steps to financial success
You may have heard of the hierarchy of needs ... but what about the hierarchy of FIRE? It's the ranking of primary human needs for psychological well-being as described by American psychologist Abraha...
Federal Reserve System
The Federal Reserve System (also known as the Federal Reserve, and informally as the Fed) is the central banking system of the United States. It was created on December 23, 1913, with the enactment of...
Federal Reserve System - Wikipedia
Credit rating transition
Credit Rating Transition is the migration of a debt instrument from one rating to another rating over a period of time. This migration is either an upgrade or a downgrade from an existing rating. This...
Zero interest-rate policy
Zero interest-rate policy (ZIRP) is a macroeconomic concept describing conditions with a very low nominal interest rate, such as those in contemporary Japan and, since December 16, 2008, in the United...
ACA International
ACA International is a trade group located in the United States representing collection agencies, creditors, debt buyers, collection attorneys and debt collection industry service providers. The organ...
Late fee
A late fee, also known as a late fine or a past due fee, is a charge levied against a client by a company or organization for not paying a bill or returning a rented or borrowed item by its due date. ...
Credit rationing
Credit rationing refers to the situation where lenders limit the supply of additional credit to borrowers who demand funds, even if the latter are willing to pay higher interest rates. It is an examp...
Credit rationing - Wikipedia
Fair Credit Billing Act
The Fair Credit Billing Act (FCBA) is a United States federal law enacted in 1974 as an amendment to the Truth in Lending Act (codified at 15 U.S.C. § 1601 et seq.). Its purpose is to prote...