Types of insurance
Insurance is the equitable transfer of the risk of a loss, from one entity to another in exchange for payment. It is a form of risk management primarily used to hedge against the risk of a contingent,...
Types of insurance - Wikipedia
What is a Deductible in Health Insurance | Say Healthy
What is a deductible in health insurance? A deductible is a specific dollar amount your health insurance strategy may require you to pay out of pocket toward comprised medical aid each year before you...
What is a Deductible in Health Insurance | Say Healthy
What is a Deductible in Health Insurance
How Republicans would reshape Obamacare
Republicans have been talking about changing or repealing the Affordable Care Act, or Obamacare, since before it was signed into law. According to a report from Newsday, however, Republican presidenti...
Disability insurance
Disability Insurance, often called DI or disability income insurance, or income protection, is a form of insurance that insures the beneficiary's earned income against the risk that a disability creat...
Health insurance
Health insurance is insurance against the risk of incurring medical expenses among individuals. By estimating the overall risk of health care and health system expenses, among a targeted group, an in...
Home insurance
Home insurance, also commonly called hazard insurance or homeowner's insurance (often abbreviated in the US real estate industry as HOI), is a type of property insurance that covers a private residenc...
Home insurance - Wikipedia
Liability insurance
Liability insurance is a part of the general insurance system of risk financing to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims. It prote...
Life insurance
Life insurance (or commonly final expense insurance or life assurance, especially in the Commonwealth) is a contract between an insured (insurance policy holder) and an insurer or assurer, where the i...
Life insurance - Wikipedia
Long-term care insurance
Long-term care insurance (LTC or LTCI), an insurance product sold in the United States, United Kingdom and Canada, helps provide for the cost of long-term care beyond a predetermined period. Long-term...
Property insurance
Property insurance provides protection against most risks to property, such as fire, theft and some weather damage. This includes specialized forms of insurance such as fire insurance, flood insurance...
Property insurance - Wikipedia
Travel insurance
Travel Insurance is insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling, either internationally or within o...
Vehicle insurance
Vehicle insurance (also known as, GAP insurance, car insurance, or motor insurance) is insurance purchased for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financi...
Vehicle insurance - Wikipedia
Workers' compensation
Workers' compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's...
Workers' compensation - Wikipedia
Crop insurance
Crop insurance is purchased by agricultural producers, including farmers, ranchers, and others to protect themselves against either the loss of their crops due to natural disasters, such as hail, drou...
Landlords insurance
Landlords' insurance is an insurance policy that covers a property owner from financial losses connected with rental properties. The policy covers the building, with the option of insuring any content...
What is a Deductible in Health Insurance | Say Healthy
What is a deductible in health insurance? A deductible is a specific dollar amount your health insurance strategy may require you to pay out of pocket toward comprised medical aid each year before you...
Mutual insurance
A mutual insurance company is an insurance company owned entirely by its policyholders. Any profits earned by a mutual insurance company are rebated to policyholders in the form of dividend distributi...
Uninsured employer
Uninsured employer in the United States is a term to identify an employer of workers under circumstances where there is no form of insurance in place to provide certain benefits to those workers. Mor...
Interest rate insurance
Interest rate insurance protects the holder of a variable rate mortgage or loan from rising interest rates. It is generally offered independently of the original borrowing and typically as an alternat...
Usual, customary and reasonable
Usual, customary and reasonable (UCR) was and is an American method of generating health care prices, described as "more or less whatever doctors decided to charge." According to Steven Schroeder, Wil...
Full tort and limited tort automobile insurance
Full tort and limited tort automobile insurance options were instituted by the state of Pennsylvania in an attempt to decrease the number of pain and suffering lawsuits in Pennsylvania courts. Conce...
Longevity insurance
Longevity insurance, insuring longevity, is an annuity contract designed to pay to the policyholder a benefit if he or she survives to a pre-established future age. Longevity annuities are called the...
Federal Employees Health Benefits Program
The Federal Employees Health Benefits (FEHB) Program is a system of "managed competition" through which employee health benefits are provided to civilian government employees and annuitants of the Uni...
Health-on-Line
Health-on-Line Company UK Limited ("health-on-line") was established in 2000 and is a private medical insurance company based in Bournemouth, United Kingdom.In 2012, Health-on-Line was acquired by AXA...
Vision Service Plan
Vision Service Plan, often known simply as VSP, is the largest provider of vision insurance in the United States. Founded in Oakland, California in 1955, the company offered the first prepaid, not-fo...
Endowment policy
An endowment policy is a life insurance contract designed to pay a lump sum after a specific term (on its 'maturity') or on death. Typical maturities are ten, fifteen or twenty years up to a certain ...